Our services

• For people navigating complex financial decisions
• A series of 1-to-1 sessions and a clear, visual forecast of your finances
• Expert advice on retirement, inheritance tax and legacy planning

*We’ll explain all costs, including any platform and fund charges, before you pay anything. Available if you have, or plan to invest, £200,000+ in savings, pensions or investments.

Our financial advice is provided by Octopus Money Financial Solutions Limited, which is authorised and regulated by the Financial Conduct Authority. The value of your investments can go down as well as up, and you may get back less than you invest.

• Build an online financial plan
• 3 sessions with a financial coach
• Access to webinars and learning hub

*If you’re joining us through your employer or a partner organisation, you may be eligible for a discounted rate.

Financial Planning and coaching services are not regulated by the Financial Conduct Authority (FCA). Coaches don’t provide regulated financial advice, recommend specific investments or assess your suitability to invest.

• ISA, Personal Pension or General Investment Account
• Choice of 3 ready-made portfolios
• Ask a financial coach whenever you have a question

*These fees vary slightly based on the transaction costs charged by the underlying portfolios (+/- 0.06%).

As with all investing, the value of your investments can go up as well as down, and you may get back less than you put in.

It’s up to you whether you decide to invest and which options you choose. Transferring existing investments can have important implications. It’s worth understanding these before going ahead.

• No cost to you (we’re paid by the lender)*
• Whole-of-market, unbiased advice
• We do the legwork sourcing the deal and handling the paperwork
  

*Some lenders may charge their own arrangement fee and exit fees. We’ll always confirm this with you before you go ahead.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Our initial free session with a mortgage adviser is an introductory conversation only and does not constitute regulated mortgage advice or a personal recommendation.

• Book a session with a protection adviser
• Whole-of-market and unbiased advice
• Life insurance, critical illness cover or income protection

*We’re paid a commission by the insurance provider you choose. If you decide to take out a policy, you’ll pay premiums to the insurer directly.

Your initial free session with a protection adviser is an introductory conversation only and does not constitute regulated protection advice or a personal recommendation.

• Offered through amicable
• Navigate the legal and financial aspects of separation
• Co-parenting advice

Separation support is provided by amicable, the trading name of E-Negotiation Ltd. Registered in England and Wales (No. 09737396).


• A legal agreement, drafted and delivered through our partner, amicable
• Plan your finances before moving in together
• Get a clear plan for your home, money and day-to-day life

Building a cohabiting agreement is provided by amicable, the trading name of E-Negotiation Ltd. Registered in England and Wales (No. 09737396).